A lot of questions arise about how long does a whiplash claim take process after medical. Indeed, an understanding of this is necessary before you make a claim and follow its working mechanism.
If a person experiences whiplash, he or she may get traumatized either from the physical or emotional side.
All people who experience this of course, always hope that they can perform activities normally as usual.
Although some stages of whiplash claim may vary, here are seven general steps that are usually done :
You should obtain detailed information from other drivers or from anyone responsible for the occurrence of the accident.
This information should be able to explain the name, insurance company, contact details and registration number. The more information you gather the better.
The next step you should report the accident to your own insurance party and also you must report to the police if you are injured and your property is damaged.
When you experience whiplash symptoms, you should seek immediate medical help.
This is necessary to prove your whiplash claims and also to ensure you will get the right diagnosis and treatment.
Contacting a whiplash expert can be done only when you experience it. So you do not have to waste time contacting this whiplash expert when you feel well enough.
The whiplash expert can tell you if you deserve to be compensated. They can also appoint a lawyer to process your whiplash claims from start to finish.
In this section, your lawyer will also explain the process to you clearly and completely and will then answer all of your questions.
You must have strong evidence to say that the other party is guilty and has caused you suffering whiplash.
Your lawyer should be able to contribute either by obtaining supporting evidence such as obtaining statements from witnesses, obtaining copies of reports from the police, obtaining statements from you and getting your medical records.
You do not have to worry because your lawyer will work hard for you.
Medical reports are required as part of the collection of evidence. The medical expert will be appointed by your lawyer to assess your whiplash level before the medical report is written. This report contains the level of your injury.
Thus, the medical report will help verify the physical and psychological disorders that you experienced.
Your lawyer then makes the financial losses that you have suffered through injury.
These financial losses also include loss of income as well as expenses for medical treatment or in general can be regarded as damages.
Based on the loss report, your attorney can suggest a reasonable amount of compensation.
Your claim can be settled After your lawyer negotiates a fair and reasonable amount of compensation. The settlement is 100%, where there will be no deduction whatsoever.
The time to receive a whiplash settlement can be difficult to determine. This is because every compensation of the claim must be different. However, the time to process this claim depends on two factors as below:
In general, the claim process takes only a few months for a minor whiplash injury with a note that the other party admits responsibility for the accident from the beginning.
But if your injury is quite severe, then the claims process will take much longer. How could this happen? Because it requires more medical records as evidence.
This medical evidence will play a role when negotiating compensation for damages you have experienced for a certain period of time.
The much time it takes for your injury recovery process, then you can receive more compensation. Therefore, it is important that if you know and understand the full impact experienced by your body because of the injury.
The process can also run to court if your opponent refuses to be found guilty.
This has to be done because the claims process should be able to prove that there are guilty parties responsible for the occurrence of accidents, and the negative side is the claim process will take much longer. But the fact is rarely a whiplash case to be brought to court. If a crime is committed in the event of an accident, then the police may provide a direct charge to the responsible person. Although this does not extend the time to process your claim, you may have to wait for the case to be resolved in full before you receive any compensation.
In case of a hit-and-run incident, this can also cause the claim process to be longer. Because the police and the insurer can be difficult or can not find the driver who committed the crime.
Usually you have three years from the date of the accident on the highway to get compensation for your injuries. When you make your claim submission, you must be 21 years old, according to your date of birth.
Therefore, if you are 19 years old at the time of the accident, then you have to wait another two years to make a compensation claim.
You should contact your lawyer immediately if the accident occurs while you are abroad. In this case, the claim filing time may be shorter, so hopefully you will not lose your chance of getting a claim compensation.
If a person experiences whiplash, he or she may get traumatized either from the physical or emotional side.
All people who experience this of course, always hope that they can perform activities normally as usual.
Seven Whiplash Claim Stages That You Should Know
Although some stages of whiplash claim may vary, here are seven general steps that are usually done
1. Notify police and insurance companies after you have an accident
You should obtain detailed information from other drivers or from anyone responsible for the occurrence of the accident.
This information should be able to explain the name, insurance company, contact details and registration number. The more information you gather the better.
The next step you should report the accident to your own insurance party and also you must report to the police if you are injured and your property is damaged.
2. Immediately ask for medical help
When you experience whiplash symptoms, you should seek immediate medical help.
This is necessary to prove your whiplash claims and also to ensure you will get the right diagnosis and treatment.
3. Contact the whiplash expert if necessary
Contacting a whiplash expert can be done only when you experience it. So you do not have to waste time contacting this whiplash expert when you feel well enough.
The whiplash expert can tell you if you deserve to be compensated. They can also appoint a lawyer to process your whiplash claims from start to finish.
In this section, your lawyer will also explain the process to you clearly and completely and will then answer all of your questions.
4. Obtain the necessary evidences
You must have strong evidence to say that the other party is guilty and has caused you suffering whiplash.
Your lawyer should be able to contribute either by obtaining supporting evidence such as obtaining statements from witnesses, obtaining copies of reports from the police, obtaining statements from you and getting your medical records.
You do not have to worry because your lawyer will work hard for you.
5. Provide medical reports
Medical reports are required as part of the collection of evidence. The medical expert will be appointed by your lawyer to assess your whiplash level before the medical report is written. This report contains the level of your injury.
Thus, the medical report will help verify the physical and psychological disorders that you experienced.
6. Conduct negotiation of compensation
Your lawyer then makes the financial losses that you have suffered through injury.
These financial losses also include loss of income as well as expenses for medical treatment or in general can be regarded as damages.
Based on the loss report, your attorney can suggest a reasonable amount of compensation.
7. Completion of your insurance claims
Your claim can be settled After your lawyer negotiates a fair and reasonable amount of compensation. The settlement is 100%, where there will be no deduction whatsoever.
Some Factors That Cause the Claim Process to be Fast or Slow
The time to receive a whiplash settlement can be difficult to determine. This is because every compensation of the claim must be different. However, the time to process this claim depends on two factors as below:
- The level of injury you experienced after the accident
- Whether your opponent admits to being guilty or not
In general, the claim process takes only a few months for a minor whiplash injury with a note that the other party admits responsibility for the accident from the beginning.
But if your injury is quite severe, then the claims process will take much longer. How could this happen? Because it requires more medical records as evidence.
This medical evidence will play a role when negotiating compensation for damages you have experienced for a certain period of time.
The much time it takes for your injury recovery process, then you can receive more compensation. Therefore, it is important that if you know and understand the full impact experienced by your body because of the injury.
The process can also run to court if your opponent refuses to be found guilty.
This has to be done because the claims process should be able to prove that there are guilty parties responsible for the occurrence of accidents, and the negative side is the claim process will take much longer. But the fact is rarely a whiplash case to be brought to court. If a crime is committed in the event of an accident, then the police may provide a direct charge to the responsible person. Although this does not extend the time to process your claim, you may have to wait for the case to be resolved in full before you receive any compensation.
In case of a hit-and-run incident, this can also cause the claim process to be longer. Because the police and the insurer can be difficult or can not find the driver who committed the crime.
How much time do you have to make a claim after an accident?
Usually you have three years from the date of the accident on the highway to get compensation for your injuries. When you make your claim submission, you must be 21 years old, according to your date of birth.
Therefore, if you are 19 years old at the time of the accident, then you have to wait another two years to make a compensation claim.
You should contact your lawyer immediately if the accident occurs while you are abroad. In this case, the claim filing time may be shorter, so hopefully you will not lose your chance of getting a claim compensation.
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