Health Insurance For International Students In USA

 

Health insurance becomes important, of course, this also applies to students though. Well, if you, or your family or you are planning to study in the United States, so that your status as a foreign or international student, then you better have health insurance.

international student health insurance


With the international scale level, Study USA Insurance HealthCare has three packages attractive plans offered to foreign students, such as F1 visa holders, among others:
The lowest price for Study USA Insurance starts from $ 2.06 / day.


Why Do You Have To Believe In Study USA Insurance For Your Insurance Plan?

When you talk about trust in a company, then that comes to your mind of course, its reputation and also what support the company.

Study USA insurance managed by TIS (Travel Insurance Services) that has experienced more than thirty years in the world of insurance, but it is also guaranteed by the world's specialist insurance and reinsurance market, Lloyd's of London, which has services to over 200 countries and received A excellent rating.

Not quite up there, Study USA Healthcare has also been participating in the First Health PPO network, which is known to be quite good throughout the US Study USA, which is an insurance plan with a low cost for foreign students and their dependents, and otherwise meets the requirements of most leading universities in USA.

There are two types of plan, the indemnity plan that does not participate in the PPO network, and who plan to participate. The insured can use whichever plan he wants.

In addition, there are also some PPO plan that gives you the policy to visiting a doctor anywhere without reducing coverage.

As long as someone is registered as a student in class and attending universities or colleges or schools, in a full-time basis, then that person is already eligible to purchase insurance. The maximum insurance that can be purchased is up to 4 years, up to 364 days per year.

You will get the policy via email for Study Health Insurance - Student health insurance when you renew or purchase the insurance. The maximum policy  that can be obtained is $ 100,000, $ 300,000, $ 500,000, depending on the plan you choose. You can also do online renewal.

For the $ 25,000 first, you have to pay 20% only, and the plan pays 80%. After $ 25,000, then the plan will pay up to 100% for the maximum policy in Study USA Healthcare.

How About Claims?

Claims are managed by Tokio Marine in HCC Medical Services Groups.

You will receive an ID card immediately when you make a purchase insurance. In the ID card is listed a number of important information regarding your data, such as ID number, name, address of the claims, and toll free phone service to call and verify coverage.

You just show the card to the provider then after they receive your card, they will agree for give the bill to the insurance company. Furthermore, the insurer will pay them directly for all eligible expenses.

But what should you do if they do not accept your card?

Then you have to do is pay the fee in advance, and then by sending details of the fee to the insurer for receive reimbursement, in both cases, you are still responsible for your deductible and co-insurance.

For hospitalization and surgery, both are included into larger expenses, so that the insurer will generally arrange payment directly to the hospital.

Being a student also has the risk, so protect yourself from any unforeseen circumstances with insurance.

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