When you asked some of car insurance agency, concerning the cost of insurance for the drivers younger than 25 years, then you will find that the price is more expensive compared to the insurance for the people aged over 25 years.
Then you think, how could this happen?
It is true that the driver with a young age and older age is more often have an accident, but you believe that age is not the only reason for the establishment of auto insurance rates.
You need more answers with evidence, rather than some unclear answers out there.
Most young drivers get their driver's license at the age of 18 or 19 years.
When you get your license, you may not have much experience on paper before test driving is performed. The longer you have your driving license, then you already have an important experience in driving.
It is the time required by the insurance company to declare that you are a good driver or even they could have doubted your driving skills.
The time required was approximately 6 years and you've aged 25 from the time you get your driving license.
However, if you got your license at the age of 24 and you do not have the essential experiences before, assuming you are a good driver, then you will see a slight reduction in insurance costs, but you probably will not see a dramatic decrease in of car insurance until you are 30 years old.
Center For Disease Control And Prevention (CDC) states that in 2014, the total of 2.270 teens, 16 to 19 years old in the US were killed and as many as 221.333 were treated in intensive care unit due to motor vehicle accidents.
National Center for Health Statistics also stated that the main cause of death of teens aged 15 to 20 years old is motor vehicle crashes. For more detail about teen driving statistic, you can read it here.
Based on these facts, it explains why insurance companies will require that teens person under the age 25 years to pay more, because they also have a greater risk of having an accident while driving. You may deny it, but that's a fact.
The good news is that with online services like Uber, teenagers reduce the use of cars and they also delay ownership of their cars to use the service. Similarly, the incidence of accidents which often occur on prom night has been reduced because they share a large vehicle or limousine ride as they go and leaving the the prom night.
By having of car insurance, as young adults, of course, your expenses will increase. Some expenses such as paying the insurance premiums, as well as other routine expenditures such as the purchase of spare parts or buy lubricants and fuel.
Then you think, how could this happen?
It is true that the driver with a young age and older age is more often have an accident, but you believe that age is not the only reason for the establishment of auto insurance rates.
You need more answers with evidence, rather than some unclear answers out there.
Most young drivers get their driver's license at the age of 18 or 19 years.
When you get your license, you may not have much experience on paper before test driving is performed. The longer you have your driving license, then you already have an important experience in driving.
It is the time required by the insurance company to declare that you are a good driver or even they could have doubted your driving skills.
The time required was approximately 6 years and you've aged 25 from the time you get your driving license.
However, if you got your license at the age of 24 and you do not have the essential experiences before, assuming you are a good driver, then you will see a slight reduction in insurance costs, but you probably will not see a dramatic decrease in of car insurance until you are 30 years old.
The Facts About Teen Drivers
It is surprising that is in 2013 teenagers aged 15 to 19 years only seven percent of the total US population, but they accounted for approximately eleven percents or $ 10 billion dollars for the cost of treatment of injuries due to motor vehicle accidents.Center For Disease Control And Prevention (CDC) states that in 2014, the total of 2.270 teens, 16 to 19 years old in the US were killed and as many as 221.333 were treated in intensive care unit due to motor vehicle accidents.
National Center for Health Statistics also stated that the main cause of death of teens aged 15 to 20 years old is motor vehicle crashes. For more detail about teen driving statistic, you can read it here.
Based on these facts, it explains why insurance companies will require that teens person under the age 25 years to pay more, because they also have a greater risk of having an accident while driving. You may deny it, but that's a fact.
The good news is that with online services like Uber, teenagers reduce the use of cars and they also delay ownership of their cars to use the service. Similarly, the incidence of accidents which often occur on prom night has been reduced because they share a large vehicle or limousine ride as they go and leaving the the prom night.
By having of car insurance, as young adults, of course, your expenses will increase. Some expenses such as paying the insurance premiums, as well as other routine expenditures such as the purchase of spare parts or buy lubricants and fuel.
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